 In my continuing quest to be debt-free and on the road to financial independence, I’ve been utilizing various tools to build up income streams besides my day-job in financial services (2 years and counting down to eliminate everything). I’ve never had a credit card or credit card debt, so the road thus far has […]
Posts from ‘August, 2007’
Why I Hate Debt Ever so Much
Everyone I talk to has a reason why their debt is good, or at least tolerable. Their house will appreciate in value (are you sure? the latest housing report suggests that home values nationwide are down 3.2%). Its ok that they have credit card debt, they only used it on what they really needed. I […]
Change Fund to the Rescue!
I’m sure anyone who happens to stop by to read this has probably heard about saving your change and cashing it in for a rainy day. My change fund really came in handy this week. I do have funds for vacation automatically deducted each month and placed into a specific account, but between Katsu, my […]
Frugal Housing…or just plain crazy?
Personally I’ve always been a function over form kind of person. I don’t need a huge house with 6 bedrooms and an in-ground pool with the stables outback. Currently, I do not own a house and I have no intention of buying one until I have sufficient capital to do so. This subject has been […]
Playing To Your Strengths
Typically Fridays are my least productive day of the week. I have a hard time focusing knowing full well that the end of my day holds an entire weekend of fun and freedom. Don’t get me wrong, I like my job but like anything you do for 40+ hours a week…diminishing returns sets in at […]